Mtcu
Mtcu is a credit union based in Midland, Texas, established in 1955, with $136 million in total assets serving 7,306 members. By Trust Grade it ranks 216th of 379 credit unions we track in Texas. Its net worth ratio of 12.5% is stronger than 66% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.11% return on assets. No consumer complaints against Mtcu appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mtcu compares to Texas peers
How we graded Mtcu
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.5% capital ratio)
- Profitable (ROA 0.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mtcu over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mtcu insured?
Yes. Mtcu is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mtcu: frequently asked questions
Is Mtcu a good credit union?
Mtcu earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Profitable (ROA 0.11%).
Is Mtcu NCUA-insured?
Yes. Mtcu is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mtcu?
Mtcu holds $136 million in total assets, ranking 216th of 379 credit unions we track in Texas. It serves 7,306 members.
Does Mtcu have CFPB complaints?
No CFPB complaints against Mtcu appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
