Skip to main content
credit union

Telco Plus

Longview, TX · Est. 1951
D
Trust Grade
Below average
Score: 68/100

Telco Plus is a credit union based in Longview, Texas, established in 1951, with $129 million in total assets serving 9,168 members. By Trust Grade it ranks 372nd of 379 credit unions we track in Texas. Its net worth ratio of 8.9% trails most similarly sized credit unions (13th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-1.09% return on assets), a point to watch. No consumer complaints against Telco Plus appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$129.4M
$100M–1B institution
Members
9,168
Shares & deposits
Net worth ratio
8.9%
Bottom 13% of $100M–1B peers · Texas median 13.5%
Return on assets
-1.1%
Bottom 1% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#372
of 379 credit unions

How Telco Plus compares to Texas peers

Net worth ratio
Bottom 13% of $100M–1B peers
Telco Plus
8.9%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of $100M–1B peers
Telco Plus
-1.1%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Telco Plus

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
68/100
Customer experience
n/a
Overall
D · 68
  • Well-capitalized (8.9% capital ratio)
  • Unprofitable over the period (ROA -1.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Telco Plus over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Telco Plus insured?

Yes. Telco Plus is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Telco Plus: frequently asked questions

Is Telco Plus a good credit union?

Telco Plus earns a Bankzia Trust Grade of D (68/100, "Below average"), based on a financial-strength score of 68/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Unprofitable over the period (ROA -1.09%).

Is Telco Plus NCUA-insured?

Yes. Telco Plus is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Telco Plus?

Telco Plus holds $129 million in total assets, ranking 372nd of 379 credit unions we track in Texas. It serves 9,168 members.

Does Telco Plus have CFPB complaints?

No CFPB complaints against Telco Plus appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Bp
credit union · Houston, TX · $130M assets
United Community
credit union · Houston, TX · $127M assets
Texoma Educators
credit union · Sherman, TX · $132M assets
Eastex
credit union · Evadale, TX · $133M assets
Tarrant County's Credit Union
credit union · Fort Worth, TX · $126M assets
One Source
credit union · El Paso, TX · $125M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →