One Source
One Source is a credit union based in El Paso, Texas, established in 1937, with $125 million in total assets serving 10,823 members. By Trust Grade it ranks 302nd of 379 credit unions we track in Texas. Its net worth ratio of 10.3% trails most similarly sized credit unions (35th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.27% return on assets), a point to watch. No consumer complaints against One Source appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How One Source compares to Texas peers
How we graded One Source
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.3% capital ratio)
- Unprofitable over the period (ROA -0.27%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for One Source over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at One Source insured?
Yes. One Source is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
One Source: frequently asked questions
Is One Source a good credit union?
One Source earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Unprofitable over the period (ROA -0.27%).
Is One Source NCUA-insured?
Yes. One Source is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is One Source?
One Source holds $125 million in total assets, ranking 302nd of 379 credit unions we track in Texas. It serves 10,823 members.
Does One Source have CFPB complaints?
No CFPB complaints against One Source appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
