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credit union

Prestige Community

Dallas, TX · Est. 1936
B
Trust Grade
Strong
Score: 84/100

Prestige Community is a credit union based in Dallas, Texas, established in 1936, with $122 million in total assets serving 7,817 members. By Trust Grade it ranks 294th of 379 credit unions we track in Texas. Its net worth ratio of 8.6% trails most similarly sized credit unions (10th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against Prestige Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$122.1M
$100M–1B institution
Members
7,817
Shares & deposits
Net worth ratio
8.6%
Bottom 10% of $100M–1B peers · Texas median 13.5%
Return on assets
0.8%
Top 40% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#294
of 379 credit unions

How Prestige Community compares to Texas peers

Net worth ratio
Bottom 10% of $100M–1B peers
Prestige Community
8.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of $100M–1B peers
Prestige Community
0.8%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Prestige Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (8.6% capital ratio)
  • Profitable (ROA 0.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Prestige Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Prestige Community insured?

Yes. Prestige Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Prestige Community: frequently asked questions

Is Prestige Community a good credit union?

Prestige Community earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.83%).

Is Prestige Community NCUA-insured?

Yes. Prestige Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Prestige Community?

Prestige Community holds $122 million in total assets, ranking 294th of 379 credit unions we track in Texas. It serves 7,817 members.

Does Prestige Community have CFPB complaints?

No CFPB complaints against Prestige Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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