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credit union

Trinity Valley Teachers

Palestine, TX · Est. 1966
A
Trust Grade
Excellent
Score: 98/100

Trinity Valley Teachers is a credit union based in Palestine, Texas, established in 1966, with $32 million in total assets serving 2,956 members. By Trust Grade it ranks 78th of 379 credit unions we track in Texas. Its net worth ratio of 30.4% is stronger than 95% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.58% return on assets. No consumer complaints against Trinity Valley Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$32.1M
<$100M institution
Members
2,956
Shares & deposits
Net worth ratio
30.4%
Top 5% of <$100M peers · Texas median 13.5%
Return on assets
1.6%
Top 13% of <$100M peers · Texas median 0.58%
Rank in Texas
#78
of 379 credit unions

How Trinity Valley Teachers compares to Texas peers

Net worth ratio
Top 5% of <$100M peers
Trinity Valley
30.4%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of <$100M peers
Trinity Valley
1.6%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Trinity Valley Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (30.4% capital ratio)
  • Strongly profitable (ROA 1.58%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Trinity Valley Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Trinity Valley Teachers insured?

Yes. Trinity Valley Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Trinity Valley Teachers: frequently asked questions

Is Trinity Valley Teachers a good credit union?

Trinity Valley Teachers earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (30.4% capital ratio); Strongly profitable (ROA 1.58%).

Is Trinity Valley Teachers NCUA-insured?

Yes. Trinity Valley Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Trinity Valley Teachers?

Trinity Valley Teachers holds $32 million in total assets, ranking 78th of 379 credit unions we track in Texas. It serves 2,956 members.

Does Trinity Valley Teachers have CFPB complaints?

No CFPB complaints against Trinity Valley Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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