United Energy
United Energy is a credit union based in Humble, Texas, established in 1934, with $30 million in total assets serving 3,368 members. By Trust Grade it ranks 194th of 379 credit unions we track in Texas. Its net worth ratio of 16.2% is stronger than 62% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.24% return on assets. No consumer complaints against United Energy appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Energy compares to Texas peers
How we graded United Energy
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.2% capital ratio)
- Profitable (ROA 0.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Energy over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at United Energy insured?
Yes. United Energy is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Energy: frequently asked questions
Is United Energy a good credit union?
United Energy earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (16.2% capital ratio); Profitable (ROA 0.24%).
Is United Energy NCUA-insured?
Yes. United Energy is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is United Energy?
United Energy holds $30 million in total assets, ranking 194th of 379 credit unions we track in Texas. It serves 3,368 members.
Does United Energy have CFPB complaints?
No CFPB complaints against United Energy appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
