Texas Community
Texas Community is a credit union based in Kingsville, Texas, established in 1937, with $31 million in total assets serving 2,880 members. By Trust Grade it ranks 288th of 379 credit unions we track in Texas. Its net worth ratio of 13.3% trails most similarly sized credit unions (43th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.62% return on assets), a point to watch. No consumer complaints against Texas Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Texas Community compares to Texas peers
How we graded Texas Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.3% capital ratio)
- Unprofitable over the period (ROA -0.62%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Texas Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Texas Community insured?
Yes. Texas Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Texas Community: frequently asked questions
Is Texas Community a good credit union?
Texas Community earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Unprofitable over the period (ROA -0.62%).
Is Texas Community NCUA-insured?
Yes. Texas Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Texas Community?
Texas Community holds $31 million in total assets, ranking 288th of 379 credit unions we track in Texas. It serves 2,880 members.
Does Texas Community have CFPB complaints?
No CFPB complaints against Texas Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
