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credit union

Rocket

Mcgregor, TX · Est. 1954
B
Trust Grade
Strong
Score: 82/100

Rocket is a credit union based in Mcgregor, Texas, established in 1954, with $29 million in total assets serving 2,933 members. By Trust Grade it ranks 306th of 379 credit unions we track in Texas. Its net worth ratio of 9.6% trails most similarly sized credit unions (14th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.06% return on assets. No consumer complaints against Rocket appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$29.3M
<$100M institution
Members
2,933
Shares & deposits
Net worth ratio
9.6%
Bottom 14% of <$100M peers · Texas median 13.5%
Return on assets
0.1%
Bottom 23% of <$100M peers · Texas median 0.58%
Rank in Texas
#306
of 379 credit unions

How Rocket compares to Texas peers

Net worth ratio
Bottom 14% of <$100M peers
Rocket
9.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of <$100M peers
Rocket
0.1%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Rocket

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (9.6% capital ratio)
  • Profitable (ROA 0.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rocket over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Rocket insured?

Yes. Rocket is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rocket: frequently asked questions

Is Rocket a good credit union?

Rocket earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Profitable (ROA 0.06%).

Is Rocket NCUA-insured?

Yes. Rocket is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Rocket?

Rocket holds $29 million in total assets, ranking 306th of 379 credit unions we track in Texas. It serves 2,933 members.

Does Rocket have CFPB complaints?

No CFPB complaints against Rocket appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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