Gulf Shore
Gulf Shore is a credit union based in Texas City, Texas, established in 1937, with $29 million in total assets serving 3,115 members. By Trust Grade it ranks 160th of 379 credit unions we track in Texas. Its net worth ratio of 13.2% trails most similarly sized credit unions (42th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Gulf Shore appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Gulf Shore compares to Texas peers
How we graded Gulf Shore
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.2% capital ratio)
- Profitable (ROA 0.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Gulf Shore over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Gulf Shore insured?
Yes. Gulf Shore is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Gulf Shore: frequently asked questions
Is Gulf Shore a good credit union?
Gulf Shore earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Profitable (ROA 0.30%).
Is Gulf Shore NCUA-insured?
Yes. Gulf Shore is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Gulf Shore?
Gulf Shore holds $29 million in total assets, ranking 160th of 379 credit unions we track in Texas. It serves 3,115 members.
Does Gulf Shore have CFPB complaints?
No CFPB complaints against Gulf Shore appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
