Union Fidelity
Union Fidelity is a credit union based in Houston, Texas, established in 1962, with $28 million in total assets serving 5,943 members. By Trust Grade it ranks 35th of 379 credit unions we track in Texas. Its net worth ratio of 19.8% is stronger than 77% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against Union Fidelity appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Union Fidelity compares to Texas peers
How we graded Union Fidelity
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (19.8% capital ratio)
- Strongly profitable (ROA 1.23%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Union Fidelity over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Union Fidelity insured?
Yes. Union Fidelity is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Union Fidelity: frequently asked questions
Is Union Fidelity a good credit union?
Union Fidelity earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.8% capital ratio); Strongly profitable (ROA 1.23%).
Is Union Fidelity NCUA-insured?
Yes. Union Fidelity is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Union Fidelity?
Union Fidelity holds $28 million in total assets, ranking 35th of 379 credit unions we track in Texas. It serves 5,943 members.
Does Union Fidelity have CFPB complaints?
No CFPB complaints against Union Fidelity appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
