Skip to main content
credit union

Valwood Park

Carrollton, TX · Est. 1974
B
Trust Grade
Strong
Score: 88/100

Valwood Park is a credit union based in Carrollton, Texas, established in 1974, with $27 million in total assets serving 2,426 members. By Trust Grade it ranks 248th of 379 credit unions we track in Texas. Its net worth ratio of 10.9% trails most similarly sized credit unions (24th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.21% return on assets. No consumer complaints against Valwood Park appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$27.3M
<$100M institution
Members
2,426
Shares & deposits
Net worth ratio
10.9%
Bottom 24% of <$100M peers · Texas median 13.5%
Return on assets
0.2%
Bottom 30% of <$100M peers · Texas median 0.58%
Rank in Texas
#248
of 379 credit unions

How Valwood Park compares to Texas peers

Net worth ratio
Bottom 24% of <$100M peers
Valwood Park
10.9%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 30% of <$100M peers
Valwood Park
0.2%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Valwood Park

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (10.9% capital ratio)
  • Profitable (ROA 0.21%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Valwood Park over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Valwood Park insured?

Yes. Valwood Park is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Valwood Park: frequently asked questions

Is Valwood Park a good credit union?

Valwood Park earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Profitable (ROA 0.21%).

Is Valwood Park NCUA-insured?

Yes. Valwood Park is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Valwood Park?

Valwood Park holds $27 million in total assets, ranking 248th of 379 credit unions we track in Texas. It serves 2,426 members.

Does Valwood Park have CFPB complaints?

No CFPB complaints against Valwood Park appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Anderson County
credit union · Palestine, TX · $27M assets
Texhillco School Employees
credit union · Kerrville, TX · $27M assets
Dallas U.P. Employees
credit union · Dallas, TX · $27M assets
Union Fidelity
credit union · Houston, TX · $28M assets
U. S. I.
credit union · Deer Park, TX · $26M assets
Shared Resources
credit union · Pasadena, TX · $26M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →