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Texhillco School Employees

Kerrville, TX · Est. 1957
C
Trust Grade
Average
Score: 79/100

Texhillco School Employees is a credit union based in Kerrville, Texas, established in 1957, with $27 million in total assets serving 1,827 members. By Trust Grade it ranks 326th of 379 credit unions we track in Texas. Its net worth ratio of 9.7% trails most similarly sized credit unions (15th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.30% return on assets), a point to watch. No consumer complaints against Texhillco School Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$27.1M
<$100M institution
Members
1,827
Shares & deposits
Net worth ratio
9.7%
Bottom 15% of <$100M peers · Texas median 13.5%
Return on assets
-0.3%
Bottom 16% of <$100M peers · Texas median 0.58%
Rank in Texas
#326
of 379 credit unions

How Texhillco School Employees compares to Texas peers

Net worth ratio
Bottom 15% of <$100M peers
Texhillco School
9.7%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 16% of <$100M peers
Texhillco School
-0.3%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Texhillco School Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Well-capitalized (9.7% capital ratio)
  • Unprofitable over the period (ROA -0.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Texhillco School Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Texhillco School Employees insured?

Yes. Texhillco School Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Texhillco School Employees: frequently asked questions

Is Texhillco School Employees a good credit union?

Texhillco School Employees earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Unprofitable over the period (ROA -0.30%).

Is Texhillco School Employees NCUA-insured?

Yes. Texhillco School Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Texhillco School Employees?

Texhillco School Employees holds $27 million in total assets, ranking 326th of 379 credit unions we track in Texas. It serves 1,827 members.

Does Texhillco School Employees have CFPB complaints?

No CFPB complaints against Texhillco School Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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