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credit union

Shared Resources

Pasadena, TX · Est. 1949
B
Trust Grade
Strong
Score: 81/100

Shared Resources is a credit union based in Pasadena, Texas, established in 1949, with $26 million in total assets serving 2,787 members. By Trust Grade it ranks 318th of 379 credit unions we track in Texas. Its net worth ratio of 12.4% trails most similarly sized credit unions (36th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.90% return on assets), a point to watch. No consumer complaints against Shared Resources appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$26.3M
<$100M institution
Members
2,787
Shares & deposits
Net worth ratio
12.4%
Bottom 36% of <$100M peers · Texas median 13.5%
Return on assets
-0.9%
Bottom 9% of <$100M peers · Texas median 0.58%
Rank in Texas
#318
of 379 credit unions

How Shared Resources compares to Texas peers

Net worth ratio
Bottom 36% of <$100M peers
Shared Resources
12.4%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 9% of <$100M peers
Shared Resources
-0.9%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Shared Resources

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Strongly capitalized (12.4% capital ratio)
  • Unprofitable over the period (ROA -0.90%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Shared Resources over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Shared Resources insured?

Yes. Shared Resources is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Shared Resources: frequently asked questions

Is Shared Resources a good credit union?

Shared Resources earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Unprofitable over the period (ROA -0.90%).

Is Shared Resources NCUA-insured?

Yes. Shared Resources is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Shared Resources?

Shared Resources holds $26 million in total assets, ranking 318th of 379 credit unions we track in Texas. It serves 2,787 members.

Does Shared Resources have CFPB complaints?

No CFPB complaints against Shared Resources appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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