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credit union

Northeast Texas Teachers

Paris, TX · Est. 1961
A
Trust Grade
Excellent
Score: 93/100

Northeast Texas Teachers is a credit union based in Paris, Texas, established in 1961, with $34 million in total assets serving 2,168 members. By Trust Grade it ranks 167th of 379 credit unions we track in Texas. Its net worth ratio of 13.9% trails most similarly sized credit unions (48th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.31% return on assets. No consumer complaints against Northeast Texas Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$33.9M
<$100M institution
Members
2,168
Shares & deposits
Net worth ratio
13.9%
Bottom 48% of <$100M peers · Texas median 13.5%
Return on assets
0.3%
Bottom 36% of <$100M peers · Texas median 0.58%
Rank in Texas
#167
of 379 credit unions

How Northeast Texas Teachers compares to Texas peers

Net worth ratio
Bottom 48% of <$100M peers
Northeast Texas
13.9%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of <$100M peers
Northeast Texas
0.3%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Northeast Texas Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (13.9% capital ratio)
  • Profitable (ROA 0.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Northeast Texas Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Northeast Texas Teachers insured?

Yes. Northeast Texas Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Northeast Texas Teachers: frequently asked questions

Is Northeast Texas Teachers a good credit union?

Northeast Texas Teachers earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Profitable (ROA 0.31%).

Is Northeast Texas Teachers NCUA-insured?

Yes. Northeast Texas Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Northeast Texas Teachers?

Northeast Texas Teachers holds $34 million in total assets, ranking 167th of 379 credit unions we track in Texas. It serves 2,168 members.

Does Northeast Texas Teachers have CFPB complaints?

No CFPB complaints against Northeast Texas Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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