Greater Central Texas
Greater Central Texas is a credit union based in Killeen, Texas, established in 1957, with $35 million in total assets serving 1,914 members. By Trust Grade it ranks 166th of 379 credit unions we track in Texas. Its net worth ratio of 11.0% trails most similarly sized credit unions (24th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against Greater Central Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Greater Central Texas compares to Texas peers
How we graded Greater Central Texas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (11.0% capital ratio)
- Profitable (ROA 0.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Greater Central Texas over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Greater Central Texas insured?
Yes. Greater Central Texas is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Greater Central Texas: frequently asked questions
Is Greater Central Texas a good credit union?
Greater Central Texas earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (11.0% capital ratio); Profitable (ROA 0.86%).
Is Greater Central Texas NCUA-insured?
Yes. Greater Central Texas is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Greater Central Texas?
Greater Central Texas holds $35 million in total assets, ranking 166th of 379 credit unions we track in Texas. It serves 1,914 members.
Does Greater Central Texas have CFPB complaints?
No CFPB complaints against Greater Central Texas appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
