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credit union

Southern Security

Collierville, TN · Est. 1949
B
Trust Grade
Strong
Score: 87/100

Southern Security is a credit union based in Collierville, Tennessee, established in 1949, with $249 million in total assets serving 18,650 members. By Trust Grade it ranks 90th of 126 credit unions we track in Tennessee. Its net worth ratio of 10.3% trails most similarly sized credit unions (34th percentile), versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against Southern Security appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$249.1M
$100M–1B institution
Members
18,650
Shares & deposits
Net worth ratio
10.3%
Bottom 34% of $100M–1B peers · Tennessee median 13.9%
Return on assets
0.5%
Bottom 35% of $100M–1B peers · Tennessee median 0.7%
Rank in Tennessee
#90
of 126 credit unions

How Southern Security compares to Tennessee peers

Net worth ratio
Bottom 34% of $100M–1B peers
Southern Security
10.3%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of $100M–1B peers
Southern Security
0.5%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Southern Security

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (10.3% capital ratio)
  • Profitable (ROA 0.47%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Southern Security over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Southern Security insured?

Yes. Southern Security is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Southern Security: frequently asked questions

Is Southern Security a good credit union?

Southern Security earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Profitable (ROA 0.47%).

Is Southern Security NCUA-insured?

Yes. Southern Security is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Southern Security?

Southern Security holds $249 million in total assets, ranking 90th of 126 credit unions we track in Tennessee. It serves 18,650 members.

Does Southern Security have CFPB complaints?

No CFPB complaints against Southern Security appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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