Employee Resources
Employee Resources is a credit union based in Lawrenceburg, Tennessee, established in 1964, with $185 million in total assets serving 24,812 members. By Trust Grade it ranks 102nd of 126 credit unions we track in Tennessee. Its net worth ratio of 9.3% trails most similarly sized credit unions (19th percentile), versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.29% return on assets. No consumer complaints against Employee Resources appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Employee Resources compares to Tennessee peers
How we graded Employee Resources
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.3% capital ratio)
- Profitable (ROA 0.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Employee Resources over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Employee Resources insured?
Yes. Employee Resources is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Employee Resources: frequently asked questions
Is Employee Resources a good credit union?
Employee Resources earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Profitable (ROA 0.29%).
Is Employee Resources NCUA-insured?
Yes. Employee Resources is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Employee Resources?
Employee Resources holds $185 million in total assets, ranking 102nd of 126 credit unions we track in Tennessee. It serves 24,812 members.
Does Employee Resources have CFPB complaints?
No CFPB complaints against Employee Resources appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
