Appalachian Community
Appalachian Community is a credit union based in Kingsport, Tennessee, established in 1993, with $184 million in total assets serving 12,381 members. By Trust Grade it ranks 82nd of 126 credit unions we track in Tennessee. Its net worth ratio of 10.7% trails most similarly sized credit unions (42th percentile), versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Appalachian Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Appalachian Community compares to Tennessee peers
How we graded Appalachian Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.7% capital ratio)
- Profitable (ROA 0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Appalachian Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Appalachian Community insured?
Yes. Appalachian Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Appalachian Community: frequently asked questions
Is Appalachian Community a good credit union?
Appalachian Community earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Profitable (ROA 0.55%).
Is Appalachian Community NCUA-insured?
Yes. Appalachian Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Appalachian Community?
Appalachian Community holds $184 million in total assets, ranking 82nd of 126 credit unions we track in Tennessee. It serves 12,381 members.
Does Appalachian Community have CFPB complaints?
No CFPB complaints against Appalachian Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
