Chattanooga Area Schools
Chattanooga Area Schools is a credit union based in Chattanooga, Tennessee, established in 1935, with $196 million in total assets serving 12,339 members. By Trust Grade it ranks 61st of 126 credit unions we track in Tennessee. Its net worth ratio of 12.1% is stronger than 61% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.35% return on assets. No consumer complaints against Chattanooga Area Schools appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Chattanooga Area Schools compares to Tennessee peers
How we graded Chattanooga Area Schools
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.1% capital ratio)
- Profitable (ROA 0.35%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Chattanooga Area Schools over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Chattanooga Area Schools insured?
Yes. Chattanooga Area Schools is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Chattanooga Area Schools: frequently asked questions
Is Chattanooga Area Schools a good credit union?
Chattanooga Area Schools earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Profitable (ROA 0.35%).
Is Chattanooga Area Schools NCUA-insured?
Yes. Chattanooga Area Schools is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Chattanooga Area Schools?
Chattanooga Area Schools holds $196 million in total assets, ranking 61st of 126 credit unions we track in Tennessee. It serves 12,339 members.
Does Chattanooga Area Schools have CFPB complaints?
No CFPB complaints against Chattanooga Area Schools appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
