Bowater Employees
Bowater Employees is a credit union based in Calhoun, Tennessee, established in 1954, with $300 million in total assets serving 20,767 members. By Trust Grade it ranks 71st of 126 credit unions we track in Tennessee. Its net worth ratio of 10.3% trails most similarly sized credit unions (35th percentile), versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against Bowater Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bowater Employees compares to Tennessee peers
How we graded Bowater Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.3% capital ratio)
- Strongly profitable (ROA 1.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bowater Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Bowater Employees insured?
Yes. Bowater Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bowater Employees: frequently asked questions
Is Bowater Employees a good credit union?
Bowater Employees earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Strongly profitable (ROA 1.29%).
Is Bowater Employees NCUA-insured?
Yes. Bowater Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Bowater Employees?
Bowater Employees holds $300 million in total assets, ranking 71st of 126 credit unions we track in Tennessee. It serves 20,767 members.
Does Bowater Employees have CFPB complaints?
No CFPB complaints against Bowater Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
