Northern Hills
Northern Hills is a credit union based in Sturgis, South Dakota, established in 1950, with $197 million in total assets serving 12,667 members. By Trust Grade it ranks 17th of 33 credit unions we track in South Dakota. Its net worth ratio of 9.8% trails most similarly sized credit unions (28th percentile), versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 0.84% return on assets. No consumer complaints against Northern Hills appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Northern Hills compares to South Dakota peers
How we graded Northern Hills
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.8% capital ratio)
- Profitable (ROA 0.84%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Northern Hills over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Northern Hills insured?
Yes. Northern Hills is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Northern Hills: frequently asked questions
Is Northern Hills a good credit union?
Northern Hills earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Profitable (ROA 0.84%).
Is Northern Hills NCUA-insured?
Yes. Northern Hills is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Northern Hills?
Northern Hills holds $197 million in total assets, ranking 17th of 33 credit unions we track in South Dakota. It serves 12,667 members.
Does Northern Hills have CFPB complaints?
No CFPB complaints against Northern Hills appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
