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credit union

Highmark

Rapid City, SD · Est. 1940
C
Trust Grade
Average
Score: 77/100

Highmark is a credit union based in Rapid City, South Dakota, established in 1940, with $260 million in total assets serving 13,724 members. By Trust Grade it ranks 31st of 33 credit unions we track in South Dakota. Its net worth ratio of 7.5% trails most similarly sized credit unions (2th percentile), versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against Highmark appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$260.1M
$100M–1B institution
Members
13,724
Shares & deposits
Net worth ratio
7.5%
Bottom 2% of $100M–1B peers · South Dakota median 10.5%
Return on assets
0.3%
Bottom 24% of $100M–1B peers · South Dakota median 0.91%
Rank in South Dakota
#31
of 33 credit unions

How Highmark compares to South Dakota peers

Net worth ratio
Bottom 2% of $100M–1B peers
Highmark
7.5%
South Dakota median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of $100M–1B peers
Highmark
0.3%
South Dakota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Highmark

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
77/100
Customer experience
n/a
Overall
C · 77
  • Well-capitalized (7.5% capital ratio)
  • Profitable (ROA 0.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Highmark over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Highmark insured?

Yes. Highmark is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Highmark: frequently asked questions

Is Highmark a good credit union?

Highmark earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (7.5% capital ratio); Profitable (ROA 0.33%).

Is Highmark NCUA-insured?

Yes. Highmark is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Highmark?

Highmark holds $260 million in total assets, ranking 31st of 33 credit unions we track in South Dakota. It serves 13,724 members.

Does Highmark have CFPB complaints?

No CFPB complaints against Highmark appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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