Aspen
Aspen is a credit union based in Rapid City, South Dakota, established in 1966, with $167 million in total assets serving 8,383 members. By Trust Grade it ranks 25th of 33 credit unions we track in South Dakota. Its net worth ratio of 8.6% trails most similarly sized credit unions (9th percentile), versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 1.69% return on assets. No consumer complaints against Aspen appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Aspen compares to South Dakota peers
How we graded Aspen
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Strongly profitable (ROA 1.69%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Aspen over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Aspen insured?
Yes. Aspen is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Aspen: frequently asked questions
Is Aspen a good credit union?
Aspen earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Strongly profitable (ROA 1.69%).
Is Aspen NCUA-insured?
Yes. Aspen is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Aspen?
Aspen holds $167 million in total assets, ranking 25th of 33 credit unions we track in South Dakota. It serves 8,383 members.
Does Aspen have CFPB complaints?
No CFPB complaints against Aspen appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
