Safe
Safe is a credit union based in Sumter, South Carolina, established in 1955, with $2.0 billion in total assets serving 140,790 members. By Trust Grade it ranks 30th of 46 credit unions we track in South Carolina. Its net worth ratio of 10.7% trails most similarly sized credit unions (49th percentile), versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 1.15% return on assets. No consumer complaints against Safe appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Safe compares to South Carolina peers
How we graded Safe
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.7% capital ratio)
- Strongly profitable (ROA 1.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Safe over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Safe insured?
Yes. Safe is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Safe: frequently asked questions
Is Safe a good credit union?
Safe earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Strongly profitable (ROA 1.15%).
Is Safe NCUA-insured?
Yes. Safe is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Safe?
Safe holds $2.0 billion in total assets, ranking 30th of 46 credit unions we track in South Carolina. It serves 140,790 members.
Does Safe have CFPB complaints?
No CFPB complaints against Safe appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
