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credit union

S. C. State

Columbia, SC · Est. 1952
A
Trust Grade
Excellent
Score: 98/100

S. C. State is a credit union based in Columbia, South Carolina, established in 1952, with $1.5 billion in total assets serving 93,521 members. By Trust Grade it ranks 13th of 46 credit unions we track in South Carolina. Its net worth ratio of 15.2% is stronger than 93% of similarly sized credit unions, versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 2.05% return on assets. No consumer complaints against S. C. State appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.5B
$1B–10B institution
Members
93,521
Shares & deposits
Net worth ratio
15.2%
Top 7% of $1B–10B peers · South Carolina median 13.2%
Return on assets
2.1%
Top 1% of $1B–10B peers · South Carolina median 0.85%
Rank in South Carolina
#13
of 46 credit unions

How S. C. State compares to South Carolina peers

Net worth ratio
Top 7% of $1B–10B peers
S. C.
15.2%
South Carolina median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of $1B–10B peers
S. C.
2.1%
South Carolina median
0.8%
Higher ROA = more profitable relative to asset base

How we graded S. C. State

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.2% capital ratio)
  • Strongly profitable (ROA 2.05%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for S. C. State over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at S. C. State insured?

Yes. S. C. State is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

S. C. State: frequently asked questions

Is S. C. State a good credit union?

S. C. State earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.2% capital ratio); Strongly profitable (ROA 2.05%).

Is S. C. State NCUA-insured?

Yes. S. C. State is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is S. C. State?

S. C. State holds $1.5 billion in total assets, ranking 13th of 46 credit unions we track in South Carolina. It serves 93,521 members.

Does S. C. State have CFPB complaints?

No CFPB complaints against S. C. State appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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