Skip to main content
credit union

Srp

North Augusta, SC · Est. 1960
A
Trust Grade
Excellent
Score: 98/100

Srp is a credit union based in North Augusta, South Carolina, established in 1960, with $2.1 billion in total assets serving 201,844 members. By Trust Grade it ranks 11th of 46 credit unions we track in South Carolina. Its net worth ratio of 13.5% is stronger than 87% of similarly sized credit unions, versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against Srp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.1B
$1B–10B institution
Members
201,844
Shares & deposits
Net worth ratio
13.5%
Top 13% of $1B–10B peers · South Carolina median 13.2%
Return on assets
1.2%
Top 17% of $1B–10B peers · South Carolina median 0.85%
Rank in South Carolina
#11
of 46 credit unions

How Srp compares to South Carolina peers

Net worth ratio
Top 13% of $1B–10B peers
Srp
13.5%
South Carolina median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of $1B–10B peers
Srp
1.2%
South Carolina median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Srp

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.5% capital ratio)
  • Strongly profitable (ROA 1.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Srp over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Srp insured?

Yes. Srp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Srp: frequently asked questions

Is Srp a good credit union?

Srp earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 1.22%).

Is Srp NCUA-insured?

Yes. Srp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Srp?

Srp holds $2.1 billion in total assets, ranking 11th of 46 credit unions we track in South Carolina. It serves 201,844 members.

Does Srp have CFPB complaints?

No CFPB complaints against Srp appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Safe
credit union · Sumter, SC · $2.0B assets
South Carolina
credit union · North Charlesto, SC · $2.6B assets
Allsouth
credit union · Columbia, SC · $1.5B assets
Palmetto Citizens
credit union · Columbia, SC · $1.5B assets
S. C. State
credit union · Columbia, SC · $1.5B assets
Sharonview
credit union · Fort Mill, SC · $1.4B assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →