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credit union

Sharonview

Fort Mill, SC · Est. 1976
C
Trust Grade
Average
Score: 72/100

Sharonview is a credit union based in Fort Mill, South Carolina, established in 1976, with $1.4 billion in total assets serving 82,853 members. By Trust Grade it ranks 45th of 46 credit unions we track in South Carolina. Its net worth ratio of 7.6% trails most similarly sized credit unions (1th percentile), versus a South Carolina median of 13.2%. It posted a loss over the most recent period (-0.23% return on assets), a point to watch. No consumer complaints against Sharonview appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.4B
$1B–10B institution
Members
82,853
Shares & deposits
Net worth ratio
7.6%
Bottom 1% of $1B–10B peers · South Carolina median 13.2%
Return on assets
-0.2%
Bottom 2% of $1B–10B peers · South Carolina median 0.85%
Rank in South Carolina
#45
of 46 credit unions

How Sharonview compares to South Carolina peers

Net worth ratio
Bottom 1% of $1B–10B peers
Sharonview
7.6%
South Carolina median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of $1B–10B peers
Sharonview
-0.2%
South Carolina median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Sharonview

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
72/100
Customer experience
n/a
Overall
C · 72
  • Well-capitalized (7.6% capital ratio)
  • Unprofitable over the period (ROA -0.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sharonview over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Sharonview insured?

Yes. Sharonview is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sharonview: frequently asked questions

Is Sharonview a good credit union?

Sharonview earns a Bankzia Trust Grade of C (72/100, "Average"), based on a financial-strength score of 72/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Unprofitable over the period (ROA -0.23%).

Is Sharonview NCUA-insured?

Yes. Sharonview is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Sharonview?

Sharonview holds $1.4 billion in total assets, ranking 45th of 46 credit unions we track in South Carolina. It serves 82,853 members.

Does Sharonview have CFPB complaints?

No CFPB complaints against Sharonview appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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