Family Trust
Family Trust is a credit union based in Rock Hill, South Carolina, established in 1957, with $804 million in total assets serving 59,524 members. By Trust Grade it ranks 23rd of 46 credit unions we track in South Carolina. Its net worth ratio of 11.6% is stronger than 54% of similarly sized credit unions, versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 0.87% return on assets. No consumer complaints against Family Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Family Trust compares to South Carolina peers
How we graded Family Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.6% capital ratio)
- Profitable (ROA 0.87%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Family Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Family Trust insured?
Yes. Family Trust is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Family Trust: frequently asked questions
Is Family Trust a good credit union?
Family Trust earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Profitable (ROA 0.87%).
Is Family Trust NCUA-insured?
Yes. Family Trust is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Family Trust?
Family Trust holds $804 million in total assets, ranking 23rd of 46 credit unions we track in South Carolina. It serves 59,524 members.
Does Family Trust have CFPB complaints?
No CFPB complaints against Family Trust appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
