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credit union

Mtc

Greenville, SC · Est. 1976
A
Trust Grade
Excellent
Score: 91/100

Mtc is a credit union based in Greenville, South Carolina, established in 1976, with $300 million in total assets serving 15,990 members. By Trust Grade it ranks 33rd of 46 credit unions we track in South Carolina. Its net worth ratio of 12.8% is stronger than 70% of similarly sized credit unions, versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 0.06% return on assets. No consumer complaints against Mtc appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$299.9M
$100M–1B institution
Members
15,990
Shares & deposits
Net worth ratio
12.8%
Top 30% of $100M–1B peers · South Carolina median 13.2%
Return on assets
0.1%
Bottom 10% of $100M–1B peers · South Carolina median 0.85%
Rank in South Carolina
#33
of 46 credit unions

How Mtc compares to South Carolina peers

Net worth ratio
Top 30% of $100M–1B peers
Mtc
12.8%
South Carolina median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of $100M–1B peers
Mtc
0.1%
South Carolina median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Mtc

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (12.8% capital ratio)
  • Profitable (ROA 0.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mtc over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mtc insured?

Yes. Mtc is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mtc: frequently asked questions

Is Mtc a good credit union?

Mtc earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Profitable (ROA 0.06%).

Is Mtc NCUA-insured?

Yes. Mtc is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mtc?

Mtc holds $300 million in total assets, ranking 33rd of 46 credit unions we track in South Carolina. It serves 15,990 members.

Does Mtc have CFPB complaints?

No CFPB complaints against Mtc appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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