Spc
Spc is a credit union based in Hartsville, South Carolina, established in 1949, with $266 million in total assets serving 25,924 members. By Trust Grade it ranks 28th of 46 credit unions we track in South Carolina. Its net worth ratio of 11.3% is stronger than 50% of similarly sized credit unions, versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 0.84% return on assets. No consumer complaints against Spc appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Spc compares to South Carolina peers
How we graded Spc
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Profitable (ROA 0.84%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Spc over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Spc insured?
Yes. Spc is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Spc: frequently asked questions
Is Spc a good credit union?
Spc earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.84%).
Is Spc NCUA-insured?
Yes. Spc is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Spc?
Spc holds $266 million in total assets, ranking 28th of 46 credit unions we track in South Carolina. It serves 25,924 members.
Does Spc have CFPB complaints?
No CFPB complaints against Spc appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
