Carolina Foothills
Carolina Foothills is a credit union based in Spartanburg, South Carolina, established in 1960, with $220 million in total assets serving 19,389 members. By Trust Grade it ranks 4th of 46 credit unions we track in South Carolina. Its net worth ratio of 12.3% is stronger than 63% of similarly sized credit unions, versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 3.02% return on assets. No consumer complaints against Carolina Foothills appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Carolina Foothills compares to South Carolina peers
How we graded Carolina Foothills
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Strongly profitable (ROA 3.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Carolina Foothills over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Carolina Foothills insured?
Yes. Carolina Foothills is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Carolina Foothills: frequently asked questions
Is Carolina Foothills a good credit union?
Carolina Foothills earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Strongly profitable (ROA 3.02%).
Is Carolina Foothills NCUA-insured?
Yes. Carolina Foothills is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Carolina Foothills?
Carolina Foothills holds $220 million in total assets, ranking 4th of 46 credit unions we track in South Carolina. It serves 19,389 members.
Does Carolina Foothills have CFPB complaints?
No CFPB complaints against Carolina Foothills appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
