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credit union

Greenville Heritage

Greenville, SC · Est. 1941
A
Trust Grade
Excellent
Score: 95/100

Greenville Heritage is a credit union based in Greenville, South Carolina, established in 1941, with $177 million in total assets serving 11,410 members. By Trust Grade it ranks 21st of 46 credit unions we track in South Carolina. Its net worth ratio of 12.6% is stronger than 67% of similarly sized credit unions, versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Greenville Heritage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$177.1M
$100M–1B institution
Members
11,410
Shares & deposits
Net worth ratio
12.6%
Top 33% of $100M–1B peers · South Carolina median 13.2%
Return on assets
0.7%
Bottom 48% of $100M–1B peers · South Carolina median 0.85%
Rank in South Carolina
#21
of 46 credit unions

How Greenville Heritage compares to South Carolina peers

Net worth ratio
Top 33% of $100M–1B peers
Greenville Heritage
12.6%
South Carolina median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 48% of $100M–1B peers
Greenville Heritage
0.7%
South Carolina median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Greenville Heritage

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (12.6% capital ratio)
  • Profitable (ROA 0.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Greenville Heritage over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Greenville Heritage insured?

Yes. Greenville Heritage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Greenville Heritage: frequently asked questions

Is Greenville Heritage a good credit union?

Greenville Heritage earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Profitable (ROA 0.65%).

Is Greenville Heritage NCUA-insured?

Yes. Greenville Heritage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Greenville Heritage?

Greenville Heritage holds $177 million in total assets, ranking 21st of 46 credit unions we track in South Carolina. It serves 11,410 members.

Does Greenville Heritage have CFPB complaints?

No CFPB complaints against Greenville Heritage appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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