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credit union

Cpm

North Charlesto, SC · Est. 1955
B
Trust Grade
Strong
Score: 88/100

Cpm is a credit union based in North Charlesto, South Carolina, established in 1955, with $742 million in total assets serving 66,965 members. By Trust Grade it ranks 36th of 46 credit unions we track in South Carolina. Its net worth ratio of 9.3% trails most similarly sized credit unions (20th percentile), versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against Cpm appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$742.0M
$100M–1B institution
Members
66,965
Shares & deposits
Net worth ratio
9.3%
Bottom 20% of $100M–1B peers · South Carolina median 13.2%
Return on assets
1.2%
Top 19% of $100M–1B peers · South Carolina median 0.85%
Rank in South Carolina
#36
of 46 credit unions

How Cpm compares to South Carolina peers

Net worth ratio
Bottom 20% of $100M–1B peers
Cpm
9.3%
South Carolina median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of $100M–1B peers
Cpm
1.2%
South Carolina median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Cpm

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (9.3% capital ratio)
  • Strongly profitable (ROA 1.22%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cpm over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cpm insured?

Yes. Cpm is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cpm: frequently asked questions

Is Cpm a good credit union?

Cpm earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Strongly profitable (ROA 1.22%).

Is Cpm NCUA-insured?

Yes. Cpm is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cpm?

Cpm holds $742 million in total assets, ranking 36th of 46 credit unions we track in South Carolina. It serves 66,965 members.

Does Cpm have CFPB complaints?

No CFPB complaints against Cpm appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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