Puerto Rico
Puerto Rico is a credit union based in Caparra, Puerto Rico, established in 1960, with $187 million in total assets serving 22,856 members. By Trust Grade it ranks 4th of 4 credit unions we track in Puerto Rico. Its net worth ratio of 13.2% is stronger than 73% of similarly sized credit unions, versus a Puerto Rico median of 12.3%. It was profitable over the most recent period, with a 0.45% return on assets. No consumer complaints against Puerto Rico appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Puerto Rico compares to Puerto Rico peers
How we graded Puerto Rico
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.2% capital ratio)
- Profitable (ROA 0.45%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Puerto Rico over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Puerto Rico insured?
Yes. Puerto Rico is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Puerto Rico: frequently asked questions
Is Puerto Rico a good credit union?
Puerto Rico earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Profitable (ROA 0.45%).
Is Puerto Rico NCUA-insured?
Yes. Puerto Rico is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Puerto Rico?
Puerto Rico holds $187 million in total assets, ranking 4th of 4 credit unions we track in Puerto Rico. It serves 22,856 members.
Does Puerto Rico have CFPB complaints?
No CFPB complaints against Puerto Rico appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
