Caribe
Caribe is a credit union based in San Juan, Puerto Rico, established in 1951, with $790 million in total assets serving 63,943 members. By Trust Grade it ranks 1st of 4 credit unions we track in Puerto Rico. Its net worth ratio of 11.3% is stronger than 50% of similarly sized credit unions, versus a Puerto Rico median of 12.3%. It was profitable over the most recent period, with a 3.56% return on assets. No consumer complaints against Caribe appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Caribe compares to Puerto Rico peers
How we graded Caribe
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Strongly profitable (ROA 3.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Caribe over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Caribe insured?
Yes. Caribe is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Caribe: frequently asked questions
Is Caribe a good credit union?
Caribe earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 3.56%).
Is Caribe NCUA-insured?
Yes. Caribe is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Caribe?
Caribe holds $790 million in total assets, ranking 1st of 4 credit unions we track in Puerto Rico. It serves 63,943 members.
Does Caribe have CFPB complaints?
No CFPB complaints against Caribe appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
