Maine State
Maine State is a credit union based in Augusta, Maine, established in 1935, with $788 million in total assets serving 37,537 members. By Trust Grade it ranks 40th of 48 credit unions we track in Maine. Its net worth ratio of 9.9% trails most similarly sized credit unions (30th percentile), versus a Maine median of 10.9%. It was profitable over the most recent period, with a 0.21% return on assets. No consumer complaints against Maine State appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Maine State compares to Maine peers
How we graded Maine State
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.9% capital ratio)
- Profitable (ROA 0.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Maine State over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Maine State insured?
Yes. Maine State is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Maine State: frequently asked questions
Is Maine State a good credit union?
Maine State earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Profitable (ROA 0.21%).
Is Maine State NCUA-insured?
Yes. Maine State is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Maine State?
Maine State holds $788 million in total assets, ranking 40th of 48 credit unions we track in Maine. It serves 37,537 members.
Does Maine State have CFPB complaints?
No CFPB complaints against Maine State appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
