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credit union

Town & Country

South Portland, ME · Est. 1953
C
Trust Grade
Average
Score: 79/100

Town & Country is a credit union based in South Portland, Maine, established in 1953, with $628 million in total assets serving 38,593 members. By Trust Grade it ranks 45th of 48 credit unions we track in Maine. Its net worth ratio of 8.3% trails most similarly sized credit unions (6th percentile), versus a Maine median of 10.9%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Town & Country appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$627.6M
$100M–1B institution
Members
38,593
Shares & deposits
Net worth ratio
8.3%
Bottom 6% of $100M–1B peers · Maine median 10.9%
Return on assets
0.3%
Bottom 23% of $100M–1B peers · Maine median 0.75%
Rank in Maine
#45
of 48 credit unions

How Town & Country compares to Maine peers

Net worth ratio
Bottom 6% of $100M–1B peers
Town &
8.3%
Maine median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of $100M–1B peers
Town &
0.3%
Maine median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Town & Country

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Well-capitalized (8.3% capital ratio)
  • Profitable (ROA 0.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Town & Country over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Town & Country insured?

Yes. Town & Country is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Town & Country: frequently asked questions

Is Town & Country a good credit union?

Town & Country earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.30%).

Is Town & Country NCUA-insured?

Yes. Town & Country is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Town & Country?

Town & Country holds $628 million in total assets, ranking 45th of 48 credit unions we track in Maine. It serves 38,593 members.

Does Town & Country have CFPB complaints?

No CFPB complaints against Town & Country appear in our data over the analysis window, which is typical for a credit union of this size.

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Maine State
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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