Cumberland County
Cumberland County is a credit union based in Falmouth, Maine, established in 1954, with $488 million in total assets serving 22,101 members. By Trust Grade it ranks 24th of 48 credit unions we track in Maine. Its net worth ratio of 10.0% trails most similarly sized credit unions (30th percentile), versus a Maine median of 10.9%. It was profitable over the most recent period, with a 1.07% return on assets. No consumer complaints against Cumberland County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cumberland County compares to Maine peers
How we graded Cumberland County
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.0% capital ratio)
- Strongly profitable (ROA 1.07%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cumberland County over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Cumberland County insured?
Yes. Cumberland County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cumberland County: frequently asked questions
Is Cumberland County a good credit union?
Cumberland County earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Strongly profitable (ROA 1.07%).
Is Cumberland County NCUA-insured?
Yes. Cumberland County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Cumberland County?
Cumberland County holds $488 million in total assets, ranking 24th of 48 credit unions we track in Maine. It serves 22,101 members.
Does Cumberland County have CFPB complaints?
No CFPB complaints against Cumberland County appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
