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credit union

Acadia

Fort Kent, ME · Est. 1963
A
Trust Grade
Excellent
Score: 90/100

Acadia is a credit union based in Fort Kent, Maine, established in 1963, with $408 million in total assets serving 18,300 members. By Trust Grade it ranks 25th of 48 credit unions we track in Maine. Its net worth ratio of 11.1% trails most similarly sized credit unions (47th percentile), versus a Maine median of 10.9%. It was profitable over the most recent period, with a 0.40% return on assets. No consumer complaints against Acadia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$408.1M
$100M–1B institution
Members
18,300
Shares & deposits
Net worth ratio
11.1%
Bottom 47% of $100M–1B peers · Maine median 10.9%
Return on assets
0.4%
Bottom 28% of $100M–1B peers · Maine median 0.75%
Rank in Maine
#25
of 48 credit unions

How Acadia compares to Maine peers

Net worth ratio
Bottom 47% of $100M–1B peers
Acadia
11.1%
Maine median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of $100M–1B peers
Acadia
0.4%
Maine median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Acadia

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (11.1% capital ratio)
  • Profitable (ROA 0.40%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Acadia over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Acadia insured?

Yes. Acadia is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Acadia: frequently asked questions

Is Acadia a good credit union?

Acadia earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.40%).

Is Acadia NCUA-insured?

Yes. Acadia is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Acadia?

Acadia holds $408 million in total assets, ranking 25th of 48 credit unions we track in Maine. It serves 18,300 members.

Does Acadia have CFPB complaints?

No CFPB complaints against Acadia appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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Cport
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Oxford
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Peopleschoice
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Cumberland County
credit union · Falmouth, ME · $488M assets
Downeast
credit union · Baileyville, ME · $328M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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