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credit union

Ancorum

Bath, ME · Est. 1956
B
Trust Grade
Strong
Score: 89/100

Ancorum is a credit union based in Bath, Maine, established in 1956, with $406 million in total assets serving 30,563 members. By Trust Grade it ranks 31st of 48 credit unions we track in Maine. Its net worth ratio of 9.6% trails most similarly sized credit unions (24th percentile), versus a Maine median of 10.9%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against Ancorum appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$405.7M
$100M–1B institution
Members
30,563
Shares & deposits
Net worth ratio
9.6%
Bottom 24% of $100M–1B peers · Maine median 10.9%
Return on assets
1.4%
Top 14% of $100M–1B peers · Maine median 0.75%
Rank in Maine
#31
of 48 credit unions

How Ancorum compares to Maine peers

Net worth ratio
Bottom 24% of $100M–1B peers
Ancorum
9.6%
Maine median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of $100M–1B peers
Ancorum
1.4%
Maine median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Ancorum

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (9.6% capital ratio)
  • Strongly profitable (ROA 1.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ancorum over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ancorum insured?

Yes. Ancorum is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ancorum: frequently asked questions

Is Ancorum a good credit union?

Ancorum earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Strongly profitable (ROA 1.39%).

Is Ancorum NCUA-insured?

Yes. Ancorum is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ancorum?

Ancorum holds $406 million in total assets, ranking 31st of 48 credit unions we track in Maine. It serves 30,563 members.

Does Ancorum have CFPB complaints?

No CFPB complaints against Ancorum appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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