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credit union

Evergreen

Portland, ME · Est. 1951
C
Trust Grade
Average
Score: 74/100

Evergreen is a credit union based in Portland, Maine, established in 1951, with $641 million in total assets serving 32,688 members. By Trust Grade it ranks 48th of 48 credit unions we track in Maine. Its net worth ratio of 7.9% trails most similarly sized credit unions (4th percentile), versus a Maine median of 10.9%. It was profitable over the most recent period, with a 0.75% return on assets. Consumers filed 20 complaints about Evergreen Financial Services Inc. with the CFPB — 31.2 per $1B in assets, a higher rate than 62% of peers.

Total assets
$641.4M
$100M–1B institution
Members
32,688
Shares & deposits
Net worth ratio
7.9%
Bottom 4% of $100M–1B peers · Maine median 10.9%
Return on assets
0.8%
Top 45% of $100M–1B peers · Maine median 0.75%
Rank in Maine
#48
of 48 credit unions

How Evergreen compares to Maine peers

Net worth ratio
Bottom 4% of $100M–1B peers
Evergreen
7.9%
Maine median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of $100M–1B peers
Evergreen
0.8%
Maine median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Evergreen

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
45.5/100
Overall
C · 74
  • Well-capitalized (7.9% capital ratio)
  • Profitable (ROA 0.75%)
  • 31.2 complaints per $1B in assets

Consumer complaints (CFPB)

20 complaints filed with the CFPB against Evergreen Financial Services Inc. — 31.2 per $1B in assets.

Total complaints
20
Per $1B assets
31.2
Lower = better

Are deposits at Evergreen insured?

Yes. Evergreen is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Evergreen: frequently asked questions

Is Evergreen a good credit union?

Evergreen earns a Bankzia Trust Grade of C (74/100, "Average"), based on a financial-strength score of 81/100 and a customer-experience score of 45.5/100. Well-capitalized (7.9% capital ratio); Profitable (ROA 0.75%).

Is Evergreen NCUA-insured?

Yes. Evergreen is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Evergreen?

Evergreen holds $641 million in total assets, ranking 48th of 48 credit unions we track in Maine. It serves 32,688 members.

How many complaints does Evergreen have?

Consumers filed 20 complaints about Evergreen Financial Services Inc. with the CFPB, or 31.2 per $1B in assets.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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