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Maine Savings

Hampden, ME · Est. 1961
C
Trust Grade
Average
Score: 79/100

Maine Savings is a credit union based in Hampden, Maine, established in 1961, with $852 million in total assets serving 42,905 members. By Trust Grade it ranks 46th of 48 credit unions we track in Maine. Its net worth ratio of 7.8% trails most similarly sized credit unions (3th percentile), versus a Maine median of 10.9%. It was profitable over the most recent period, with a 0.49% return on assets. No consumer complaints against Maine Savings appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$852.0M
$100M–1B institution
Members
42,905
Shares & deposits
Net worth ratio
7.8%
Bottom 3% of $100M–1B peers · Maine median 10.9%
Return on assets
0.5%
Bottom 36% of $100M–1B peers · Maine median 0.75%
Rank in Maine
#46
of 48 credit unions

How Maine Savings compares to Maine peers

Net worth ratio
Bottom 3% of $100M–1B peers
Maine Savings
7.8%
Maine median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of $100M–1B peers
Maine Savings
0.5%
Maine median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Maine Savings

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Well-capitalized (7.8% capital ratio)
  • Profitable (ROA 0.49%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Maine Savings over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Maine Savings insured?

Yes. Maine Savings is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Maine Savings: frequently asked questions

Is Maine Savings a good credit union?

Maine Savings earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Profitable (ROA 0.49%).

Is Maine Savings NCUA-insured?

Yes. Maine Savings is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Maine Savings?

Maine Savings holds $852 million in total assets, ranking 46th of 48 credit unions we track in Maine. It serves 42,905 members.

Does Maine Savings have CFPB complaints?

No CFPB complaints against Maine Savings appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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Atlantic Regional
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University
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The County
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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