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credit union

Alden

Chicopee, MA · Est. 1939
B
Trust Grade
Strong
Score: 81/100

Alden is a credit union based in Chicopee, Massachusetts, established in 1939, with $188 million in total assets serving 12,757 members. By Trust Grade it ranks 110th of 122 credit unions we track in Massachusetts. Its net worth ratio of 9.0% trails most similarly sized credit unions (14th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.25% return on assets. No consumer complaints against Alden appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$187.9M
$100M–1B institution
Members
12,757
Shares & deposits
Net worth ratio
9.0%
Bottom 14% of $100M–1B peers · Massachusetts median 12%
Return on assets
0.3%
Bottom 20% of $100M–1B peers · Massachusetts median 0.55%
Rank in Massachusetts
#110
of 122 credit unions

How Alden compares to Massachusetts peers

Net worth ratio
Bottom 14% of $100M–1B peers
Alden
9.0%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of $100M–1B peers
Alden
0.3%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Alden

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (9.0% capital ratio)
  • Profitable (ROA 0.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Alden over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Alden insured?

Yes. Alden is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Alden: frequently asked questions

Is Alden a good credit union?

Alden earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.25%).

Is Alden NCUA-insured?

Yes. Alden is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Alden?

Alden holds $188 million in total assets, ranking 110th of 122 credit unions we track in Massachusetts. It serves 12,757 members.

Does Alden have CFPB complaints?

No CFPB complaints against Alden appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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