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credit union

Homefield

North Grafton, MA · Est. 1966
B
Trust Grade
Strong
Score: 85/100

Homefield is a credit union based in North Grafton, Massachusetts, established in 1966, with $171 million in total assets serving 6,883 members. By Trust Grade it ranks 91st of 122 credit unions we track in Massachusetts. Its net worth ratio of 10.0% trails most similarly sized credit unions (31th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.19% return on assets. No consumer complaints against Homefield appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$170.6M
$100M–1B institution
Members
6,883
Shares & deposits
Net worth ratio
10.0%
Bottom 31% of $100M–1B peers · Massachusetts median 12%
Return on assets
0.2%
Bottom 16% of $100M–1B peers · Massachusetts median 0.55%
Rank in Massachusetts
#91
of 122 credit unions

How Homefield compares to Massachusetts peers

Net worth ratio
Bottom 31% of $100M–1B peers
Homefield
10.0%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 16% of $100M–1B peers
Homefield
0.2%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Homefield

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (10.0% capital ratio)
  • Profitable (ROA 0.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Homefield over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Homefield insured?

Yes. Homefield is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Homefield: frequently asked questions

Is Homefield a good credit union?

Homefield earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Profitable (ROA 0.19%).

Is Homefield NCUA-insured?

Yes. Homefield is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Homefield?

Homefield holds $171 million in total assets, ranking 91st of 122 credit unions we track in Massachusetts. It serves 6,883 members.

Does Homefield have CFPB complaints?

No CFPB complaints against Homefield appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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