White Rose
White Rose is a credit union based in York, Pennsylvania, established in 1950, with $116 million in total assets serving 10,636 members. By Trust Grade it ranks 253rd of 271 credit unions we track in Pennsylvania. Its net worth ratio of 8.7% trails most similarly sized credit unions (10th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.27% return on assets. No consumer complaints against White Rose appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How White Rose compares to Pennsylvania peers
How we graded White Rose
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Profitable (ROA 0.27%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for White Rose over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at White Rose insured?
Yes. White Rose is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
White Rose: frequently asked questions
Is White Rose a good credit union?
White Rose earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.27%).
Is White Rose NCUA-insured?
Yes. White Rose is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is White Rose?
White Rose holds $116 million in total assets, ranking 253rd of 271 credit unions we track in Pennsylvania. It serves 10,636 members.
Does White Rose have CFPB complaints?
No CFPB complaints against White Rose appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
