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credit union

Mercer County Community

Hermitage, PA · Est. 1957
B
Trust Grade
Strong
Score: 88/100

Mercer County Community is a credit union based in Hermitage, Pennsylvania, established in 1957, with $114 million in total assets serving 12,231 members. By Trust Grade it ranks 201st of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.6% trails most similarly sized credit unions (40th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.36% return on assets. No consumer complaints against Mercer County Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$114.1M
$100M–1B institution
Members
12,231
Shares & deposits
Net worth ratio
10.6%
Bottom 40% of $100M–1B peers · Pennsylvania median 13.2%
Return on assets
0.4%
Bottom 27% of $100M–1B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#201
of 271 credit unions

How Mercer County Community compares to Pennsylvania peers

Net worth ratio
Bottom 40% of $100M–1B peers
Mercer County
10.6%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of $100M–1B peers
Mercer County
0.4%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Mercer County Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (10.6% capital ratio)
  • Profitable (ROA 0.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mercer County Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mercer County Community insured?

Yes. Mercer County Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mercer County Community: frequently asked questions

Is Mercer County Community a good credit union?

Mercer County Community earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Profitable (ROA 0.36%).

Is Mercer County Community NCUA-insured?

Yes. Mercer County Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mercer County Community?

Mercer County Community holds $114 million in total assets, ranking 201st of 271 credit unions we track in Pennsylvania. It serves 12,231 members.

Does Mercer County Community have CFPB complaints?

No CFPB complaints against Mercer County Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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