Palco Fcu
Palco Fcu is a credit union based in Muncy, Pennsylvania, established in 1938, with $109 million in total assets serving 6,218 members. By Trust Grade it ranks 16th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 12.7% is stronger than 69% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.12% return on assets. No consumer complaints against Palco Fcu appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Palco Fcu compares to Pennsylvania peers
How we graded Palco Fcu
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.7% capital ratio)
- Strongly profitable (ROA 1.12%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Palco Fcu over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Palco Fcu insured?
Yes. Palco Fcu is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Palco Fcu: frequently asked questions
Is Palco Fcu a good credit union?
Palco Fcu earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Strongly profitable (ROA 1.12%).
Is Palco Fcu NCUA-insured?
Yes. Palco Fcu is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Palco Fcu?
Palco Fcu holds $109 million in total assets, ranking 16th of 271 credit unions we track in Pennsylvania. It serves 6,218 members.
Does Palco Fcu have CFPB complaints?
No CFPB complaints against Palco Fcu appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
