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credit union

Guthrie Community

Sayre, PA · Est. 1979
B
Trust Grade
Strong
Score: 88/100

Guthrie Community is a credit union based in Sayre, Pennsylvania, established in 1979, with $124 million in total assets serving 7,300 members. By Trust Grade it ranks 205th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.7% trails most similarly sized credit unions (41th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Guthrie Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$124.4M
$100M–1B institution
Members
7,300
Shares & deposits
Net worth ratio
10.7%
Bottom 41% of $100M–1B peers · Pennsylvania median 13.2%
Return on assets
0.4%
Bottom 30% of $100M–1B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#205
of 271 credit unions

How Guthrie Community compares to Pennsylvania peers

Net worth ratio
Bottom 41% of $100M–1B peers
Guthrie Community
10.7%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 30% of $100M–1B peers
Guthrie Community
0.4%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Guthrie Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (10.7% capital ratio)
  • Profitable (ROA 0.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Guthrie Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Guthrie Community insured?

Yes. Guthrie Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Guthrie Community: frequently asked questions

Is Guthrie Community a good credit union?

Guthrie Community earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Profitable (ROA 0.41%).

Is Guthrie Community NCUA-insured?

Yes. Guthrie Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Guthrie Community?

Guthrie Community holds $124 million in total assets, ranking 205th of 271 credit unions we track in Pennsylvania. It serves 7,300 members.

Does Guthrie Community have CFPB complaints?

No CFPB complaints against Guthrie Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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