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credit union

United Community

West Mifflin, PA · Est. 1951
A
Trust Grade
Excellent
Score: 98/100

United Community is a credit union based in West Mifflin, Pennsylvania, established in 1951, with $128 million in total assets serving 8,514 members. By Trust Grade it ranks 27th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 13.0% is stronger than 71% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.28% return on assets. No consumer complaints against United Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$127.7M
$100M–1B institution
Members
8,514
Shares & deposits
Net worth ratio
13.0%
Top 29% of $100M–1B peers · Pennsylvania median 13.2%
Return on assets
1.3%
Top 17% of $100M–1B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#27
of 271 credit unions

How United Community compares to Pennsylvania peers

Net worth ratio
Top 29% of $100M–1B peers
United Community
13.0%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of $100M–1B peers
United Community
1.3%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded United Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.0% capital ratio)
  • Strongly profitable (ROA 1.28%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for United Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at United Community insured?

Yes. United Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

United Community: frequently asked questions

Is United Community a good credit union?

United Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.28%).

Is United Community NCUA-insured?

Yes. United Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is United Community?

United Community holds $128 million in total assets, ranking 27th of 271 credit unions we track in Pennsylvania. It serves 8,514 members.

Does United Community have CFPB complaints?

No CFPB complaints against United Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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