Heritage Valley
Heritage Valley is a credit union based in York, Pennsylvania, established in 1935, with $132 million in total assets serving 13,546 members. By Trust Grade it ranks 256th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 7.5% trails most similarly sized credit unions (2th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.49% return on assets. No consumer complaints against Heritage Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Heritage Valley compares to Pennsylvania peers
How we graded Heritage Valley
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.5% capital ratio)
- Profitable (ROA 0.49%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Heritage Valley over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Heritage Valley insured?
Yes. Heritage Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Heritage Valley: frequently asked questions
Is Heritage Valley a good credit union?
Heritage Valley earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (7.5% capital ratio); Profitable (ROA 0.49%).
Is Heritage Valley NCUA-insured?
Yes. Heritage Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Heritage Valley?
Heritage Valley holds $132 million in total assets, ranking 256th of 271 credit unions we track in Pennsylvania. It serves 13,546 members.
Does Heritage Valley have CFPB complaints?
No CFPB complaints against Heritage Valley appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
